Pam Winterbauer...."Your Trusted REALTOR®"

1.) Interest rates on long-term, fixed, and adjustable mortgages are at historically low levels. The rate on a 30-year, fixed mortgage is hovering just below 6 percent, while, by comparison, interest rates were hitting 8 percent and higher during the last market downturn in the late 1990s, and were between 10 and 12 percent at the height of the ...

Castro Valley is an unincorporated community in Alameda County, California, located in the picturesque East Bay hills of the Greater San Francisco Bay Area. It sits alongside Interstate 580 south of Oakland, east of San Leandro and north of Hayward, and borders Lake Chabot and the East Bay Regional Park District. Named after Mexican Army soldier ...

Moving into your new home is very exciting, for your entire family!! But did you know that introducing your dog into a new home can be incredibly stressful for them? Fortunately, there are a lot of things that we can do to make this transition easier on them, which in the end makes it easier on us! There are a lot of things that you can do to ...

Recently I had the privilege to obtain my "At Home with Diversity" Certification through the National Association of REALTORS®. Here are some things I wanted to share that I picked from the course that will help us in every day business and life. Diversity Initiatives Strengthen Community Influence REALTOR® associations ...

Recently I had the privilege to obtain my "At Home with Diversity" Certification through the National Association of REALTORS®. Here are some things I wanted to share that I picked from the course that will help us in every day business and life. Diversity Initiatives Strengthen Community Influence REALTOR® associations ...

On Friday (3/7), State Sen. Ellen Corbett gave the Valley Marketing Meeting in Pleasanton a behind-the-scenes look at what's happening in Sacramento and legislation she's working on that addresses real estate issues. Corbett represents the 10th Senate district which includes the cities of San Leandro, Fremont, Hayward, Union ...

The Office of Federal Housing Enterprise Oversight (OFHEO) today announced it has temporarily increased limits on conforming loans offered by government-sponsored enterprises, Fannie Mae and Freddie Mac, from $417,000 to as high as $729,750 in fourteen counties in California for loans originated between July 1, 2007 and Dec. 31, 2008. Fannie ...

The Boards of Directors of the Contra Costa and Bay East Associations of REALTORS® have signed Statements of Intent to participate in a statewide Multiple Listing Service (MLS) being created by the California Association of REALTORS®.  Both organizations have been working with neighboring MLSs for over three years to expand access to ...

Although the national foreclosure rate rose 79 percent between December 2006 and December 2007, the rate was still only 1.033 percent of all homes. This is a regional problem, not reflective of the overall real estate market. MAKING SENSE OF THE STORY FOR CONSUMERS Foreclosure statistics are rarely presented in context. Because about 30 percent ...

May love and laughter light your days, and warm your heart and home. May good and faithful friends be yours, wherever you may roam. May peace and plenty bless your world with joy that long endures. May all life's passing seasons bring the best to you and yours! Happy St. Patrick's Day!