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  • Market Matters

    More than half of C.A.R. members have never been through a down cycle, and many find the current housing slump deeply disconcerting. To navigate this market, it’s helpful to know a little bit about how people behaved during the last market downturn in the early 1990s, and during the recession of 2001. Even REALTORS® who were ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 29, 2008
  • What Do You Think About this Market?

    To navigate this market, it’s helpful to know a little bit about how people behaved during the last market downturn in the early 1990s, and during the recession of 2001. Even REALTORS® who were working then should tread carefully, though, because much about this cycle is uncharted territory. “The experience we’re ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 29, 2008
  • Housing Cycle

    To navigate this market, it’s helpful to know a little bit about how people behaved during the last market downturn in the early 1990s, and during the recession of 2001. Even REALTORS® who were working then should tread carefully, though, because much about this cycle is uncharted territory. “The experience we’re ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 29, 2008
  • Leap Year Babies

    1Leap Year Day Babies born in 1884 had no birthday during their entire teen-age years. Why? Because 1900 was not a Leap Year.In 1888 they were 4 at 1. In 1892 they were 8 at 2. In 1896 they were 12 at 3. Since 1900 was not a Leap Year, there were 8 years before they could celebrate again on February 29. So, in 1904 they were 20 at 5. Not one ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 29, 2008
  • Leap Year Math Issues

    1) If Raenell was born in 1960, but has only had 10 birthdays on her birthday, how could she be 40 in the year 2000? (Answer: Because 1960 was a Leap Year so Raenell must have been born on February 29. Note: See how it is worded? "on her birthday" - we can only celebrate our birthday ON our birthday, in Leap Years.) 2) If Peter was ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 29, 2008
  • Mortgage News

    Everyone has seen the news that the Fed has cut interest rates several times recently.  The general public naturally thinks mortgage rates have been going down.  Unfortunately that is not the reality.  The 30 year fixed rates are up over .5% since the last Fed cut.  The big news that most people miss pertaining to the recent ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 28, 2008
  • Blue Jean Day - Trivia

    Jeans was a blue twilled cotton cloth milled in Geneo, Italy. The French weavers called the town "Genes" - and that's how we got the word "jeans". Blue jeans were invented by Levi Strauss during the Gold Rush of the 1850s. Selling canvas to the miners, he started stitching it into pants. In the 1860s, he replaced the canvas ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 25, 2008
  • Bissextile - Leap Year 2008!

    Bissextile ..... bis-sex-tile.  adj. - Of or relating to a lep ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 20, 2008
  • President Signs $168 Billion Economic Stimulus Bill

    President Bush today signed off on the $168 billion stimulus package approved by Congress last week, which, in addition to tax rebates for millions of working Americans and business owners, includes a vital, but temporary increase in the conforming loan limit. The economic stimulus package will allow the Federal Housing Administration, as well as ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 13, 2008
  • January Housing Update for Alameda & Contra Costa County

    Alameda County, CASingle Family under $1M$514,271$490,00076Single Family over $1M$1,701,840$1,380,00079Condo/Townhome under $600K$391,259$389,00077Condo/Townhome over $600K$706,806$675,00070Contra Costa County, CASingle Family under $1M$445,795$400,00090Single Family over $1M$1,779,473$1,388,88895Condo/Townhome under ...
    Posted to Pam Winterbauer (Weblog) by 456320 on February 6, 2008
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