Pam Winterbauer...."Your Trusted REALTOR®"

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• Government Announces Conforming Loan Increases

  The Office of Federal Housing Enterprise Oversight (OFHEO) today announced it has temporarily increased limits on conforming loans offered by government-sponsored enterprises, Fannie Mae and Freddie Mac, from $417,000 to as high as $729,750 in fourteen Read More... Posted Sunday, March 09, 2008 11:51 AM by Pam Winterbauer | 0 Comments Filed under: Market Conditions, Community Information, San Ramon Real Estate, Castro Valley Real Estate, San Ramon, alameda & contra costa county, conforming loan increase, san ramon realtor, pleasanton real estate, dublin real estate, danville real estate, castro valley realtor, hayward real estate, hayward homes, hayward schools, san ramon homes, San Ramon Ramon Real Estate, castro valley valley home, home economics

• California Statewide MLS

  The Boards of Directors of the Contra Costa and Bay East Associations of REALTORS® have signed Statements of Intent to participate in a statewide Multiple Listing Service (MLS) being created by the California Association of REALTORS®. Both organizations Read More... Posted Thursday, March 06, 2008 9:59 PM by Pam Winterbauer | 0 Comments Filed under: Real Estate, Market Conditions, For Sale, Open Houses, Technology, Industry, Finances, Buyer Information, Seller Information, Community Information, Housing Snapshot, Bay Area Housing, Housing Inventory, Housing, Inventory Snapshot, San Ramon Real Estate, Castro Valley Real Estate, 2008, Realtors, homes, increase loan amounts., finance, alameda & contra costa county, conforming loan increase, mortgage help, castro valley, san romon real estate, san ramon realtor, realtor, pleasanton real estate, pleasanton realtor, dublin real estate, danville real estate, looking for a realtor, state of affairs, hayward, hayward real estate, hayward homes, hayward schools, murphy brown, rainbow bridge, san ramon homes, Weekly Announcements, Mortgage News, Real Estate News, San Ramon Ramon Real Estate, subprime market, housing slump, Bay Area Housing Statistics, Alameda County Marketing Report, Alameda County Statistics, Government Loans, FHA Limits, foreclosures, foreclosure crisis, castro valley valley home, home economics, economics, statewide MLS, California MLS

• Market Matters

  More than half of C.A.R. members have never been through a down cycle, and many find the current housing slump deeply disconcerting. To navigate this market, it’s helpful to know a little bit about how people behaved during the last market downturn Read More... Posted Friday, February 29, 2008 9:36 PM by Pam Winterbauer | 0 Comments Filed under: Real Estate, Market Conditions, Open Houses, Industry, Point2, Buyer Information, Community Information, Housing Snapshot, Bay Area Housing, Housing Inventory, Housing, San Ramon Real Estate, Castro Valley Real Estate, San Ramon, Realtors, news, homes, finance, alameda & contra costa county, conforming loan increase, mortgage help, castro valley, san romon real estate, san ramon realtor, realtor, pleasanton real estate, pleasanton realtor, dublin real estate, danville real estate, looking for a realtor, castro valley realtor, hayward, hayward real estate, hayward homes, hayward schools, san ramon homes, Weekly Announcements, Mortgage News, Real Estate News, San Ramon Ramon Real Estate, down cycle, subprime market, housing slump

• What Do You Think About this Market?

  To navigate this market, it’s helpful to know a little bit about how people behaved during the last market downturn in the early 1990s, and during the recession of 2001. Even REALTORS® who were working then should tread carefully, though, because Read More... Posted Friday, February 29, 2008 9:36 PM by Pam Winterbauer | 0 Comments Filed under: Real Estate, Market Conditions, Open Houses, Industry, Point2, Buyer Information, Community Information, Housing Snapshot, Bay Area Housing, Housing Inventory, Housing, San Ramon Real Estate, Castro Valley Real Estate, San Ramon, Realtors, news, homes, finance, alameda & contra costa county, conforming loan increase, mortgage help, castro valley, san romon real estate, san ramon realtor, realtor, pleasanton real estate, pleasanton realtor, dublin real estate, danville real estate, looking for a realtor, castro valley realtor, hayward, hayward real estate, hayward homes, hayward schools, san ramon homes, Weekly Announcements, Mortgage News, Real Estate News, San Ramon Ramon Real Estate, down cycle, subprime market, housing slump

• Housing Cycle

  To navigate this market, it’s helpful to know a little bit about how people behaved during the last market downturn in the early 1990s, and during the recession of 2001. Even REALTORS® who were working then should tread carefully, though, because Read More... Posted Friday, February 29, 2008 9:36 PM by Pam Winterbauer | 0 Comments Filed under: Real Estate, Market Conditions, Open Houses, Industry, Point2, Buyer Information, Community Information, Housing Snapshot, Bay Area Housing, Housing Inventory, Housing, San Ramon Real Estate, Castro Valley Real Estate, San Ramon, Realtors, news, homes, finance, alameda & contra costa county, conforming loan increase, mortgage help, castro valley, san romon real estate, san ramon realtor, realtor, pleasanton real estate, pleasanton realtor, dublin real estate, danville real estate, looking for a realtor, castro valley realtor, hayward, hayward real estate, hayward homes, hayward schools, san ramon homes, Weekly Announcements, Mortgage News, Real Estate News, San Ramon Ramon Real Estate, down cycle, subprime market, housing slump